Business
VISAŽ / MasterCard Machines
Are you setting up a new business or expanding your small business? Cornerstone Bank now offers assistance with VISAŽ/MasterCard machines. You can attract more customers by offering this service and reduce the hassles of dealing with check collections. Accepting credit and debit cards assures you of payment because they are authorized and verified at the point of sale.Corporate VISAŽ ATM/Debit Cards
One of our most popular products is the VISAŽ Photo ATM/Debit Card. We now offer Corporate Debit Cards for your business transactions. Not just another debit card, ours features your picture or logo, and signature on the front that together serve as an excellent fraud deterrent. You may use the Corporate Debit Card almost anywhere VISAŽ or MasterCards are accepted and your purchases are debited directly from your company checking account. It may also be used at ATM machines. Corporate limits may be set by management.Payroll Direct Deposit
Payroll Direct Deposit is becoming a popular and convenient way to pay your employees. It saves you time and the cost of printing the checks while also providing additional security for your employees. Direct deposit is a great benefit to offer your employees and they will appreciate the peace of mind knowing their money will be in their account at the right time no matter where they are.Commercial Services
- VISAŽ / MasterCard Machines
- Corporate VISAŽ ATM/Debit Cards
- Payroll Direct Deposit
- Business Buy-Sell Funding
- Key Person Protection
- Executive Bonus Life
- Salary Continuation Plans
- Corporate Owned Life Insurance (COLI)
- 401K's
- Profit Sharing
- Defined Benefit Plans
- Simple IRA
Accounting Services
- Bookkeeping Services
- Payroll Services
- New Business Formation
- Business Consultations
- Retail Sales Tax Service
- Preparation of Multi-state Tax Returns
Non-Bank Investment Products, Planning and Funding Services
- Business Succession Planning
- Life Insurance
- Health Insurance
- Long Term Care Insurance
- Cafeteria Plans
- Stocks & Bonds
- Simple IRAs
Loans
Commercial Loans are typically for business needs such as inventory, equipment, or operating lines.
It is helpful to have the following supporting documentation when applying for a commercial loan:
- Completed loan application
- Two years signed tax returns
- Current pay stubs, verification of income, cash flow projection
- Most recent fiscal year end financial statement and interim financials
- Information about collateral
- Equipment list
- Inventory list
- Aging accounts receivable list
- Aging accounts payable list
- Insurance verifications
Agricultural Loans are typically for cattle, crops, machinery, equipment, Letters of Credit or real estate. FSA guaranty and non-FSA guaranty loans are available. AgLink interest rate assistance loans may be available for qualified borrowers.
It is helpful to bring in the following supporting documentation when you apply for an ag loan:
- Completed loan application
- Two years signed tax returns
- Cash flow projection, current pay stubs or verification of other income if applicable
- Most recent fiscal year end financial statement
- Information about collateral
- Equipment list
- Inventory list (cattle and other commodities)
- Insurance verifications
The Non-Bank Investment Products offered are NOT FDIC INSURED, products are NOT DEPOSITS, OTHER OBLIGATIONS, or GUARANTEES OF THE BANK; and are subject to investment risks, including the POSSIBLE LOSS OF PRINCIPAL AMOUNT INVESTED.
Securities offered through
Investment Professionals, Inc.
Member FINRA / SIPC
16414 San Pedro Ave., Suite 150
San Antonio, TX 78232
800.593.8800
