Small Business Basic Business Commercial Business Business Banking Plus

What Deposit is Required To Open Account?

$100.00 Minimum Deposit $100.00 Minimum Deposit $100.00 Minimum Deposit $10,000.00 Minimum Deposit
Is There A Monthly Service Charge?

None

If Average Balance Falls Below $2,500.00, Then A $10.00 Fee Applies

$15.00 Monthly Service Charge

If Average Balance Falls Below $10,000.00, Then A $10.00 Fee Applies

Is There A Minimum Balance Requirement?

  None   

None

None

Must Maintain At Least $10,000.00 To Earn Interest.

Are Check Images Returned?

Available Online For Free

Yes

Yes

Yes

Does The Account Earn Interest?

No

No

No

Yes, Tiered Rates based on Average Daily Balance.

Can I Get A Debit Card? Free  Non-Photo Debit Card Free  Non-Photo Debit Card Free  Non-Photo Debit Card Free  Non-Photo Debit Card
Are There Transaction Fees? First 100 Items Per Monthly Statement Cycle NO FEE, $.30 Per Item Thereafter First 250 Items Per Monthly Statement Cycle NO FEE, $.25 Per Item Thereafter $.10 Per Check/Deposit, $.05 Per Deposit Item, $.05 Per Electronic Transaction/ACH First 250 Items Per Monthly Statement Cycle NO FEE, $.25 Per Item Thereafter

IMPORTANT INFORMATION ABOUT PROCEDURES FOR NEW ACCOUNTS
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each business entity opening an account.

WHAT THIS MEANS FOR YOU
When you open a business account, we will require two or more documents to verify the identity of the business entity. These may include: a)signed copies of the articles of incorporation, LLP, LLC, or Partnership Agreement, b) Fictitious name document, c) resolution authorizing action sought and authorized signatories, d) Certificate of status from Secretary of State, e) state tax certificate, f) Occupational License.

In addition, the business must furnish an IRS SS-4 form, the first page of a recent U.S. tax return, or other government document to verify the business tax identification number. Authorized signers on business accounts will need to provide a valid driver's license for identification.