This account is best suited for customers who:

• Want to put money away for known expenses like a car, home, college, or retirement
  
• Want to put money away for unexpected bills and emergencies
  
• Want to start saving for a child or grandchild
  

Details

• Minimum deposit to open - $100
  
• Minimum balance to earn interest - $50
  
• Transactions are limited to 6 withdrawals per statement cycle
  

Benefits

• No transaction fees up to limit of 6
  
• Excellent tool for saving money over time
  
• Free Internet Banking
  

Cost

• No monthly service charge if average daily balance exceeds $50
  
• $5 monthly service charge if average daily balance falls below $50
  
• $5 per item fee for all withdrawals over the limit of 6