Secure Advantage with Identity IQsm and Identity Theft 911

Real Benefits · Real Value · Real Dollar Savings

Regardless of the type of checking account you currently have, you can add all of these exciting benefits to your account for an additional $7.00 monthly fee.

We are excited to offer the innovative Secure Advantage Program. Any Cornerstone Bank account holder can enroll for this inexpensive bundle of services that together, can save you hundreds of dollars. It can even save your identity and credit from being compromised by an identity thief. 

Help safeguard your identity. Enrolling in Identity IQ Protect Pro service protects your personal information from identity thieves. The Identity IQ Protect Pro plan gives you daily credit monitoring from all 3 major credit bureaus and will alert you via email if suspected fraud occurs. One membership is included. Additional family members may be enrolled at a 25% discount from the monthly retail price.

In addition, as a subscriber you are automatically provided access to Identity Theft 911™. This service is provided in conjunction with America's leading identity theft solution company. If your identity is ever stolen, you will be assigned a trained, dedicated fraud specialist who will provide you one-on-one service from the first call you make to report the problem until the crisis is resolved. A knowledgeable advocate eases your burden through the time-consuming and potentially overwhelming process of recovering from identity theft by making the necessary calls to appropriate agencies, businesses and institutions and creating a file for insurance companies and police.


Other Benefits:

EnFactSM
Electronic Neural Fraud Analysis and Card Tracking

Protecting you from unauthorized use of your debit card is one of our top priorities. We have partnered with Fiserv™ EFT , our electronic funds network, to implement a monitoring system to help guard against fraudulent activity. If suspicious activity is detected on your debit card, you will be contacted by a fraud specialist to verify the transaction. Falcon™ Fraud Manager is used by 20 of the world's top 25 financial institutions to detect and stop fraud.

Cornerstone Bank Photo Debit Card
We are one of the few banks in the country to offer the added security features found on our Photo ATM/Debit card. Use it instead of writing a check almost anywhere VISA/MasterCard is accepted. Your picture on the front acts as an excellent fraud deterrent and can help to keep thieves from using your card if lost or stolen.


Protect-Your-Cards™
You may register all your credit and debit cards with our convenient protection service. Should your card(s) become lost or stolen, call the toll-free number and the operator will make all the necessary arrangements to have your registered cards cancelled and reissued immediately.


$20,000 AD&D Insurance with $1,500 Dependent Children Coverage
Coverage is provided immediately at no additional charge. Coverage is reduced 50% at age 70. If you have a joint account, total coverage is divided evenly.


Living Family Journal
Create peace of mind from the convenience of your personal computer. You can organize, record, and document personal, medical and financial information with your Living Family Journal software.


Computer Security
"A Safe Desktop" CD provides proactive internet content security.


Free Checks
Our standard Secure Advantage checks will be provided to you at no additional charge.


Money Orders
When you need a money order, just ask us. We'll issue it at no charge if you're a SecureAdvantage subscriber. Some restictions apply. (Limit of 5 per month)


Automatic Funds Transfer and Sweeps
You save money by authorizing us to transfer funds from your checking to savings or arrange for loan payments to be automatically deducted from your account. You can arrange to have an automated transfer of funds from one account to another to prevent insufficient check occurrences as well. Ask for more details.


Medallion Stamp Signature Guarantee & Notary Service
Medallion Stamp Signature Guarantees are necessary on many important documents. This hard to find guarantee is available along with Notary Services, free of charge to Secure Advantage customers.


Prescription Drug Discount Card
This card is available through the PreScrip Program. You and your family may receive discounts on many of your prescriptions through local participating pharmacies.


Hotel and Motel Discounts
Your membership entitles you to save up to 50% on each night of your stay at thousands of hotels and motels across America and abroad.


$100,000 Scheduled Airline Insurance when you travel by a licensed airline carrier.


And that's not all ... many other bank services are included free of charge. The Bundle can be added to your existing account for $7 per month. When you factor in the free or discounted checks along with the other benefits, it can easily pay for itself. The cost of credit monitoring from other sources is often greater than the cost of the entire benefit package from Cornerstone Bank. Many people have saved the cost of the program by using the travel discounts alone. You get Real Benefits, Real Value and Real Dollar Savings for one low monthly fee. This is one of our most utilized account add-ons. Sign up today!