Cornerstone
Banking & Financial Group
Services

Convenience Services
  • EZ Switch
  • Internet Banking
  • Telephone Banking - (580) 623-8700 or (888) 899-1000
  • Time and Temperature line - (580) 623-2211
  • Safety deposit boxes
  • Bank-By-Mail service
  • Drive-Up night deposit service
  • Notary Public service
  • Medallion Stamp service
  • Utility payment drop-off in our lobby, night deposit or drive-in
  • Extended drive-in window service including Saturdays 9-noon
  • Telephone transfers - dial operations directly at (580) 623-8555
  • Collectable coins
  • The coffee is fresh, hot and free
Payment System / Checking Services / Protection
Commercial Services
Accounting Services
  • Business and Farm Accounting
  • Bookkeeping Services
  • Payroll Services
  • New Business Formation
  • Business Consultations
  • Retail Sales Tax Service
  • Preparation of Multi-state Tax Returns
Non-Bank Investment Products, Planning and Funding Services
  • Estate Planning
  • Business Succession Planning
  • Financial Planning
  • Retirement Planning
  • College Planning
  • Life Insurance
  • Health Insurance
  • Long Term Care Insurance
  • Fixed Annuities
  • Mutual Funds
  • Variable Annuities
  • Stocks & Bonds
  • Tax-exempt Bonds
  • IRA's & Roth IRA's
Loans
  • Consumer
  • Commercial
  • Agricultural
  • Real Estate
  • Student

Business Office Services

Not all services are available at all branches.

  • Fax Machine
  • Meeting Room with kitchen facilities
  • Photocopies
  • Notary Public Service
  • Medallion Stamp Service
  • Laminating

 
The Non-Bank Investment Products offered are NOT FDIC INSURED, products are NOT DEPOSITS, OTHER OBLIGATIONS, or GUARANTEES OF THE BANK; and are subject to investment risks, including the POSSIBLE LOSS OF PRINCIPAL AMOUNT INVESTED.
 

Securities offered through
Investment Professionals, Inc.
Member NASD / SIPC
16414 San Pedro Ave., Suite 150
San Antonio, TX 78232
800.593.8800

 
 

 



[Home] [Accounts] [Services] [About Us] [Internet Banking] [Contents]

 

  Telephone Banking
For those who do not use Internet Banking or perhaps need information about your account when there is no computer access available, Cornerstone is happy to provide Telephone Banking. Immediate access to the information you need most is as easy as dialing your phone. You can quickly and easily make account and loan balance inquiries, verify deposit and check transactions, interest amounts and much more ... 24 hours a day. You can even transfer funds between your Cornerstone accounts!

Back to List

Cash Advances
Cash advances are an easy way to get extra cash in a hurry. Using your VISA® or MasterCard credit card, you may obtain cash from your available credit. A $5 fee applies to each cash advance in addition to any fee your credit card issuer charges.

Back to List

Cashier's Checks
Let Cornerstone Bank write the checks for you. Cashier's Checks are much safer than sending cash through the mail and they keep your personal information private. Similar to a Money Order, Cornerstone Cashier's Checks are free to our "Senior Checking" account holders and "Secure Advantage" subscribers.

Back to List

American Express® Traveler's Checks
Give yourself peace of mind when traveling with American Express® Traveler's Checks from Cornerstone Bank. Safer than carrying cash, Traveler's Checks can be replaced if lost or stolen.

American Express® Checks for Two Traveler's Checks have a convenient dual signature feature allowing either of you to purchase or use them.  So one can go sightseeing while the other relaxes.

Back to List

 

Direct Deposit
Direct Deposit of Payroll, Retirement and Government Payments is a popular and convenient option. Your check can be deposited directly into your account which means you have worry-free access to your funds without making a trip to the bank. Direct Deposit will give you added peace of mind knowing your money will be in your account at the right time, even if you are on vacation or visiting family. You won't have to worry about someone stealing your check from your mailbox either!

Back to List

ACH Payments
Automatic withdrawals from your account may be authorized via ACH payments. You can begin this convenient service by contacting the company you wish to initiate the payment. Then, on a designated day each month, your account will be debited to pay loans, insurance premiums, bills ... even donations. This saves you time and the cost of checks and postage. It is the no hassle way to make monthly payments and the service is free. It also assures that your payment is never late even if you are out of town.

More and more, people are using ACH Payments to make their life easier. If you currently have ACH Payments withdrawn from an account at another institution and would like to move your account to Cornerstone Bank, we have an easy way to transfer them. Let us do the work with our EZ Switch Service.

Back to List

Wire Transfers
Wiring money is the fastest way to transfer funds from one bank to another. If you have loved ones in need, a wire transfer may be the answer for you. Funds are usually received within 2 to 24 hours depending on what time of day you initiate the wire. There may be a fee associated with wiring funds.

Back to List

Automatic Account Sweeps
Cornerstone Bank can help you avoid insufficient charges with an automatic Sweep from one of your savings or checking accounts to another. With a Sweep, you are ensured that sufficient funds will be transferred automatically from the designated account to cover your checks and prevent any insufficient charges. They can also assure that your account balance stays at a predetermined level. Sweeps are flexible and can be used for many different reasons. There is no charge for Sweeps and we can advise you on how best to utilize them.

Back to List

VISA® / MasterCard Machines
Are you setting up a new business or expanding your small business? Cornerstone Bank now offers assistance with VISA®/MasterCard machines. You can attract more customers by offering this service and reduce the hassles of dealing with check collections. Accepting credit and debit cards assures you of payment because they are authorized and verified at the point of sale.
 

Back to List

Corporate VISA® ATM/Debit Cards
One of our most popular products is the VISA® Photo ATM/Debit Card. We now offer Corporate Debit Cards for your business transactions. Not just another debit card, ours features your picture or logo, and signature on the front that together serve as an excellent fraud deterrent. You may use the Corporate Debit Card almost anywhere VISA® or MasterCards are accepted and your purchases are debited directly from your company checking account. It may also be used at ATM machines. Corporate limits may be set by management.

Back to List

Payroll Direct Deposit
Payroll Direct Deposit is becoming a popular and convenient way to pay your employees. It saves you time and the cost of printing the checks while also providing additional security for your employees. Direct deposit is a great benefit to offer your employees and they will appreciate the peace of mind knowing their money will be in their account at the right time no matter where they are.

Back to List

 
 

Top of Page

 
 

[Home] [Accounts] [Services] [About Us] [Internet Banking] [Contents]

Equal Housing Lender
Member FDIC
Privacy Policy 
AudioTel Corporation
Copyright © 1998-2003