BUSINESS LOANS

Cornerstone Bank provides a wide variety of Business Loans for small to mid-sized companies.  Our team of experienced Commercial Bankers provide quick in-house loan decisions with flexible terms and loan structures at very competitive pricing.    We provide financing for all types of projects including business and real estate acquisitions, equipment purchases, working capital lines of credit, and construction projects.

COMMERCIAL REAL ESTATE LOANS

 

OWNER OCCUPIED

Whether your business is purchasing a new building for its operations, purchasing raw land for expansion, or refinancing existing real estate debt we have the ability to assist with your company’s financing needs.

INVESTMENT PROPERTY

We finance many types of Investment Property including office buildings, retail buildings, single family and multi-family properties, and warehouses.

BUSINESS LINES OF CREDIT

 

Working Capital Lines of Credit provide a revolving loan balance to assist businesses in managing cash flow fluctuations, make quick purchases and to provide an emergency funding source.  Business Equity Lines of Credit allow small business owners to utilize equity in commercial real estate or their personal residence for business purposes.

BUSINESS EQUIPMENT AND VEHICLE LOANS

 

A wide variety of loan terms and competitive interest rates are available to assist our  business clients in purchasing equipment to expand or maintain operations or to purchase company vehicles.

SBA (Small Business Administration) LOANS

 

We offer a variety of SBA Loan products including 7(a) Loans, 7(a) Express Loans, and 504 Loans.  SBA loans are partially guaranteed by the federal government and are designed to assist small business owners in establishing or growing their business.

BUSINESS CONSTRUCTION LOANS

 

Whether you are a residential homebuilder or a business owner constructing a new facility, Cornerstone Bank can assist with your commercial development and construction loan needs.