All of Cornerstone Bank’s Personal Checking Accounts include these benefits:

  • Free Standard VISA Debit Card

  • Free Online Banking

  • Free Mobile Banking App

  • Free Telephone Banking

  • Free Bill Pay ($5 fee if enrolled but no bills are paid in a Statement Cycle)

  • Free eStatements

  • Unlimited Transactions

* Overdraft Privilege is a purely discretionary service and we are not obligated to pay any overdraft. Not all accounts are eligible and restrictions apply. See our Overdraft Privilege Service description. Our normal non-sufficient funds or overdraft charge will apply to each item overdrawing your account.

Custom Options for Checking Accounts

  • Debit Card Options

    • Custom Debit Card $15

  • Security Bundle- $7 per month

    • Free Custom Debit Card

    • Free Secure Advantage Checks

    • Free Money Orders, Up to 5 Per Month

    • Free AD&D insurance

    • Free Identity Theft Protection –one complimentary Identity IQ membership per household

    • Online Shopping, Travel & Entertainment Discounts

  • Statement Options

    • Paper Statements $2

    • Paper Statement with Images $5

    • Duplicated Statements mailed to your accountant $5

Important Information About Procedures For Opening New Accounts


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.


What This Means For You


When you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.