PERSONAL LOANS

Cornerstone Bank offers a wide array of loan products designed to meet typical consumer needs. Our Consumer Loan Officers provide friendly and prompt personalized service in all of the communities that we serve.

AUTO LOANS

Meet with one of our Consumer Lenders for a pre-approval on a New or Used car purchase or refinance; or just let us know when you have found a car to purchase.  We offer prompt service and very competitive interest rates.  Discounted rates are available with an auto-debit from a Cornerstone Bank deposit account.  We also offer discounts for your military service.

RECREATION LOANS

(RV, WATERCRAFT, ETC.)

 

Whether you are looking for a Boat, Motor Home, Motorcycle, or other Recreational vehicle, we can help with your financing needs.

PERSONAL LINES OF CREDIT

 

Designed for consumers with excellent credit scores, a Personal Line of Credit can help you manage unexpected expenses.

RESIDENTIAL LOT LOANS

 

Looking for a lot or acreage for your future new home?   We offer residential land loans with flexible terms available to meet your needs.

RESIDENTIAL CONSTRUCTION LOANS

 

When you are ready to build your new home we offer competitive interest rates and fees, quick loan approval, and personalized service throughout the construction phase of your new home.

DEPOSIT SECURED LOANS

 

Use your Cornerstone Bank deposit account(s) to secure a consumer loan to pay for short-term expenses or to establish (or rebuild) personal credit scores.  Interest rates are very favorable on a Deposit Secured Loan.

STORM SHELTER/GENERATOR LOANS

 

Be prepared for the unpredictable Oklahoma weather with a Storm Shelter and/or Generator financed by Cornerstone Bank.  Our Storm Shelter and Generator Loan products offer very favorable terms.

HOME LOANS

 

HOME EQUITY LOANS

Use the equity in your personal residence to fund home improvements, build a shop in your backyard, consolidate debt, or any other purpose.

IN-HOUSE MORTGAGE LOANS

For long-term mortgages associated with new home purchases or cash-out refinances, 5-year adjustable interest rate products are available.

BRIDGE LOANS

Short-term loans secured by your existing home are available to assist with your financing needs during a transition to a new personal residence.

AGRICULTURE LOANS

 

We offer all types of financing to assist your farm and ranch needs.  Whether you are looking to purchase real estate, farm equipment, crops or livestock, our Loan Officers have the expertise to create a financing solution for your agriculture needs.  Farm Service Agency (FSA) loan guarantees are available.  

Real Estate Loans are typically for residential, business and agricultural real estate purchases but may also use real estate as collateral when the loan proceeds are to be used for other purposes. Real estate lending is often more complex due to consumer protection regulations and typically requires specific loan applications, documentation and processes. If you are interested in a real estate loan, it is often best to just come in and talk to our real estate lenders about the particular type of real estate you are interested in. We will guide you through the process.

Our Staff With Active NMLS Registration: