APY = Annual Percentage Yield. Rates and APYs accurate as of November 24th, 2020. You may call (580) 623-8551 to obtain current information.

Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Kasasa Cash®* Learn More

Balance Minimum Opening Deposit Rate APY
0 to $15,000 $100 1.98% 2.00%
$15,000+ $100 0.25% 2.00 to 0.48%
All balances if qualifications not met $100 0.05% 0.05%

Qualifications to Earn Rewards

Just do a few simple things you're probably already doing. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • At least one direct deposit or ACH Credit or ACH payment (debit) transaction 
  • Be enrolled in and agree to receive eStatements

And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Kasasa Saver®‡ Learn More

Balance Minimum Opening Deposit Rate APY
0 to $50,000 $25 1.24% 1.25%
$50,000+ $25 0.25% 1.25% to 0.58%
All balances if qualifications not met $25 0.05% 0.05%

Qualifications to Earn the Higher Rate

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • At least one direct deposit or ACH Credit or ACH payment (debit) transaction
  • Be enrolled in and agree to receive eStatements

And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate in Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

Easy Savings Learn More

Minimum Opening Deposit Minimum Deposit Required To Obtain APY Rate APY
$25 $25 0.15% 0.15%

Interest rate and Annual Percentage Yield (APY) on your account may change.

Certificates of Deposit (CDs) Learn More

Term Minimum Deposit to Open Account Minimum Deposit to Obtain APY Compound Period Interest Rate APY
<6 mo CD $1,000 $1,000 Monthly 0.20% 0.20%
6 mo CD $1,000 $1,000 Monthly 0.35% 0.35%
1 year CD $1,000 $1,000 Monthly 0.45% 0.45%
18 mo CD $1,000 $1,000 Monthly 0.55% 0.55%
2 year CD $1,000 $1,000 Monthly 0.60% 0.60%
3 year CD $1,000 $1,000 Monthly 0.70% 0.70%
5 year CD $1,000 $1,000 Monthly 0.75% 0.75%
6 mo Growth CDB $500 $500 Monthly 0.20% 0.20%
1 year Growth CDA $500 $500 Monthly 0.35% 0.35%
Variable IRA 18 mo CDA,B $100 $100 Quarterly 0.70% 0.70%
Fixed IRA 12 mo CDA $100 $100 Quarterly 0.60% 0.60%
Fixed IRA 24 mo CDA $100 $100 Quarterly 0.70% 0.70%

A Growth CDs & IRAs require a $25 minimum contribution

B Interest rate, tiered rate and Annual Percentage Yield (APY) on your account may change

CD Early Withdrawal Penalties may apply:

  • 30 day interest penalty on CD maturities less than 6 mo & IRAs 6 mo or less
  • 90 day interest penalty on CD maturities 6 to 23 mo & IRAs 7 to 24 mo
  • 180 day interest penalty on CD maturities 24 mo and over & IRAs 25 mo and over

Fees could reduce earnings on your account

Business Checking Plus Learn More

Balance Minimum Opening Deposit Minimum Deposit Required To Obtain The APY Rate APY
0 to $9.999.99 $10,000 N/A 0.00% 0.00%
$10,000 to $24,999.99 $10,000 $10,000 0.10% 0.10%
$25,000 to $99,999.99 $10,000 $25,000 0.15% 0.15%
$100,000 and over $10,000 $100,000 0.25% 0.25%

Interest rate, tiered rate and Annual Percentage Yield (APY) on your account may change.

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